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Is a 15-Year Mortgage Better? Pros, Cons and Considerations
Choosing a 15-year mortgage can save you a substantial amount of money over the long term. You’ll typically gain access to lower interest rates than you would with a 30-year home loan, and since you’re paying off the debt over a shorter period, you’ll also pay less in interest.
Keep in mind that 15-year mortgages are not without their potential drawbacks. Your monthly payments will be higher than if you’d financed for 30 years. This can put more strain on your budget and leave you with less m...
Is a 15-Year Mortgage Better? Pros, Cons and Considerations
Choosing a 15-year mortgage can save you a substantial amount of money over the long term. You’ll typically gain access to lower interest rates than you would with a 30-year home loan, and since you’re paying off the debt over a shorter period, you’ll also pay less in interest.
Mushroom Coffee vs. a Cup of Joe: Everything to Know Before Switching Up Your Morning Drink
The hype around mushroom coffee has picked up steam recently. We unpack claims around health benefits, taste and more.
Can You Use Home Equity To Buy A Second Home?
While using home equity for a second home purchase is often convenient and cost-effective, it also comes with certain risks.
Can You Tile Over Tile? In Many Cases, Yes—Here’s How
If you’re ready to upgrade your dated, dingy tile floor or wall, you might wonder: can you tile over tile, or do you need to remove the existing tile first?
Real estate commissions in Ohio: What to expect
If you’ve ever hired a Realtor to sell your home, you likely paid the commissions of not just that agent, but your buyer’s agent as well. That’s the way real estate worked for years — that is, until the rules from a recent lawsuit settlement came into effect.
How hard is it to get a business loan?
Business owners need funds, especially when starting or expanding a company. While there are many small business financing options available, loans remain one of the most popular — but just how hard is it to get a business loan?
Using home equity in retirement
If you're a homeowner in or nearing retirement, you may be able to use your home equity as a source of funds.
7 places to find business grants in 2023
Grants are one of the most attractive financing options for business owners since they don’t need to be repaid and don’t require companies to take on debt.
How to test the air quality in your home
With climate change and pollution continuing to impact weather and atmospheric conditions around the globe and the pandemic highlighting just how vulnerable humans are to invisible pathogens, many people are thinking harder about the air they breathe and how it could affect their health.
A Creative Boost and 5 Other Surprising Benefits of a Daytime Nap
As it turns out, naps aren't just for babies. For adults, daytime napping can have a number of surprising benefits, including improved creativity, extra alertness and better brain health.
Sleep Debt: What It Is, How It Affects Your Health and How to Recover
Feeling cranky is far from the only problem caused by a lack of sleep. In fact, many health issues can stem from sleep deprivation, ranging from heart disease to mental health disorders.
11 Alternatives to Drywall in Your Basement
Drywall and home construction seemingly go hand-in-hand, but you might be surprised to learn that this popular material isn’t always the best choice for your basement.
7 Tips To Keep Your Eyes Happy and Healthy All Summer Long
You have no doubt heard about the importance of sunscreen -- but did you know that taking care of your eyes in the heat is just as important as protecting your skin?
How much can you borrow with a startup business loan?
Although the average small business loan amount is $663,000, startup loans are generally far less than this. That’s because, unlike more established small businesses, startup companies usually don’t have a strong credit history or a record of success to share with lenders.